If you bought a defective car on financing or not as described and the experts want to help seize the financial mediator, we can help you. For pcp Car Finance, things are a little more complicated, because this type of financing works. The most important thing you remember about PCP financing is that you make firm payments on the depreciation value of the car. This means that the remaining balance may be greater than the actual value of the car. Visit our website for more information about PCP Self-Financing. I have now carried out IPCH checks on both my car and the other registration (by appointment) and my car is coming back well, but the other car comes back with my financing! Gemma Stanbury, an automotive finance expert at Confused.com, said: “There`s a lot of speculation about pcp and whether it`s a profitable investment.” The reality is that PCP can be an effective way to manage the cost of a car. The problems usually do not lie in the product itself, but in the way it was sold to customers. “Furthermore, pressure on people to buy more economy vehicles, especially with the planned 2040 ban on all new petrol and diesel cars.” Unfortunately, many motorists are currently discouraged by the price of electric or hybrid cars, so alternative financing methods, such as the PCP, are becoming increasingly important. “By providing full transparency, Confused.com makes it easy to find the right financing agreement that fits your circumstances. The risk of a false sale of pcP is eliminated. For more information about PCP and if it`s the right option for you, check out our PCP page. Or consult our explanation for automotive financing for a broader perspective.